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Kazini Community Care Sacco

Access to Finance and Markets: Providing young coffee farmers with access to finance, markets, and other resources needed to grow their businesses through our established Sacco

Kazini Community Care SACCO

One of the biggest challenges young people face is lack of access to money to turn their dreams into real businesses. Many great ideas die before they start, simply because there is no funding to support them.

At first, our goal was to empower youth through sustainable agriculture. But we soon realized that without startup capital, empowerment alone was not enough. That’s how the idea of Kazini Community Care SACCO was born — a community-based savings and loan system to support the growth of youth-led businesses.

What We Do

Through this SACCO, we offer small loans to young people who have gone through our full Youth Empowerment Program and have promising business ideas or ongoing ventures.

How We Select and Support Loan Beneficiaries:

  1. Training Completion
    Youth must first complete our full empowerment cycle, which includes training in business, agriculture, innovation, and life skills.
  2. Business Plan Submission
    After training, each participant submits a simple business plan explaining what they want to do, how much they need, and how they plan to repay the loan.
  3. Vetting and Assessment
    A committee made up of SACCO leaders, trainers, and community representatives reviews the business plans. They look at:
    • Feasibility of the idea
    • Commitment of the youth
    • Potential for sustainability and community impact
  4. Loan Approval and Disbursement
    Once approved, the youth receives a loan in stages, based on their business needs. We also offer financial literacy training before disbursing funds.
  5. Ongoing Mentorship and Monitoring
    After receiving the loan, the youth are assigned mentors who guide them as they grow their businesses. Regular follow-ups are done to ensure the money is used correctly and to support improvements.
  6. Repayment and Scaling
    Youth repay the loans in small installments, and successful repayment opens up access to larger funding in the future.

   INDIVIDUAL SAVINGS

Secure and grow your personal finances with our flexible saving plans and affordable loan options tailored to meet your unique needs.

GROUP SAVING

We support saving groups and community clusters to pool resources, build capital, and access low-interest loans as a collective.

FIXED SAVING

Designed for members who want to deposit a set amount of money for a specific period while earning competitive interest.

CURRENT SAVINGS

Our Current Savings account offers flexible access to your money anytime. It’s perfect for daily transactions while keeping your funds safe and secure.

SHARES

Purchasing shares in Kazini Community Care SACCO means becoming part of its ownership. Just like owning shares in a company, you gain a stake in the SACCO and play a role in its growth and success.

WATOTO WALLETE

We are proud to introduce the Watoto Wallet, a specialized savings package designed for the children of soldiers under 18 years of age. This initiative encourages parents serving in the army, police, or prison services to dedicate a portion of their salary every month into a structured savings plan, ensuring financial security for their children’s future needs such as school fees, and welfare.

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